Crane lifting accident at site — third-party injury and property damage
The situation
During a lifting operation, a crane's load slipped and damaged a neighbouring property wall. A worker was also injured. The crane operator had CPM but no liability coverage. The property owner and worker both filed claims.
How we helped
We assessed the situation: CPM covers the crane machine, but liability (injury + property damage to third parties) needs separate Public Liability or Crane Liability coverage. We helped the operator understand the gap, arranged emergency medical support documentation, and set up proper liability coverage for future operations.