30+ Years Experience 4.9★ Google Reviews LIC & General Insurance Sholavaram, Chennai Claims & Renewals Support

M N Rajendrakumar Insurance Services

Car • Lorry • Fleet • Factory • Health

CPM/declared value clarity + third-party exposure for cranes and heavy equipment near highways and sites.

WhatsApp for Guidance Call 7448324068

SholavaramRed Hills TollMadhavaramManaliAmbatturChennai Outskirts

Heavy Equipment / Crane Insurance

CPM/declared value clarity + third-party exposure for cranes and heavy equipment near highways and sites.

WhatsApp — free guidance Call 7448324068

30 yrs experience · Licensed · No commitment · Sholavaram

Services under Heavy Equipment / Crane Insurance

Crane / Heavy Equipment (CPM)

Coverage, documents & claim guidance

Crane Third-Party Liability Basics

Coverage, documents & claim guidance

Common problems in this category

Declared value set too low to save premium
Usage/site exposure mismatch
Weak proof trail after incident

Quick document review

Before you pay or renew — do this first

In 5–10 minutes we’ll tell you what’s safe, what’s missing, and what to do next — based on your documents.

WhatsApp your policy copy

PDF or photos are fine.

Share location + policy type

So we apply the right rules.

Get a straight answer

Whether renewal is safe
If documents are missing or weak
If insurer inspection or extra steps apply

Document-based guidance

Privacy-first: no unnecessary storage

Clear next steps, no pressure

Common questions before you contact us

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I'm 20–30km from Sholavaram — will you serve me?

Yes. Most commercial and vehicle policies can be handled fully via WhatsApp and phone — no visit needed. For site inspections or physical surveys (required by some insurers), we coordinate based on location and policy type. We cover the full 30km belt: Red Hills, Puzhal, Ponneri, Madhavaram, Ambattur, Sriperumbudur, Oragadam corridors and more.

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Do you speak Tamil? What about Malayalam or English?

Tamil is our primary working language. We also communicate in English and Malayalam. You can WhatsApp in any of these — we'll respond in the language you're comfortable with.

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Do you handle import/export and manufacturing businesses?

Yes. We cover Marine Cargo (goods in transit, import/export shipments), factory and warehouse fire insurance, machinery insurance (CPM), contractor all-risk, and public liability — all common for manufacturing and trading units in the industrial belts around Chennai.

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I have lorries / fleet — do you handle commercial vehicles?

Transport and fleet insurance is one of our core focuses. Single lorry owner, 20-vehicle fleet, goods carriers, trailers — we handle all. We also help with permit and fitness document discipline to avoid claim issues.

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Do you also handle personal insurance — car, bike, health?

Yes. Car, bike, health/mediclaim and LIC policies are handled alongside commercial lines. Many of our clients take personal and commercial policies together.

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I'm running a construction project — is that covered?

Yes. Contractors All Risk (CAR) and Workmen Compensation (WC) are standard for construction projects. We also cover hired plant/equipment and public liability for contractor sites.

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My policy expired — can I still renew or am I stuck?

You can still renew after expiry, but act fast. The grace window and NCB retention depend on how long the lapse has been. WhatsApp your old policy copy and we'll check what's possible.

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Will you be available after I buy the policy?

Yes. We stay reachable after sale — for claim guidance, renewal reminders, document checks and any questions that come up. We're not a one-time sale office.

Have a question about this? Send us a message

Pick your situation — we pre-fill the WhatsApp message, you just send.

Optional — pick to customise your message

1. What type of insurance?

2. What do you need?

3. How urgent?

4. Any questions to include?

👉 You can send directly — no questions needed

Your WhatsApp message Send on WhatsApp 📞 Prefer to call? 7448324068

📎 Attach documents directly in WhatsApp after opening.

Free guidance · No sales pressure · No commitments

Real situations we handle

Crane hired for a project — who insures it, owner or hirer?

The situation

A crane was hired for a 6-month construction project. The project contractor assumed the crane owner's insurance would cover it. The crane owner assumed the contractor's CAR policy would cover it. Neither had checked — and both were partially wrong.

How we helped

We clarified: the crane owner needs CPM insurance on the crane itself. The contractor's CAR policy covers the project works, not hired equipment. We helped the crane owner get CPM coverage and the contractor add hired plant coverage to his CAR policy.

I have a similar situation →

Crane lifting accident at site — third-party injury and property damage

The situation

During a lifting operation, a crane's load slipped and damaged a neighbouring property wall. A worker was also injured. The crane operator had CPM but no liability coverage. The property owner and worker both filed claims.

How we helped

We assessed the situation: CPM covers the crane machine, but liability (injury + property damage to third parties) needs separate Public Liability or Crane Liability coverage. We helped the operator understand the gap, arranged emergency medical support documentation, and set up proper liability coverage for future operations.

I have a similar situation →

Still wondering?

?I'm hiring a crane for 3 months — do I need annual insurance?

Short-term CPM policies can cover specific project durations. If you hire equipment frequently, annual coverage may be more economical. We compare both options for you.

?Does CPM insurance cover the operator/driver too?

CPM covers the machine — not the operator's injuries. For operator/worker injuries, you need Workmen Compensation insurance. We help you set up both together.

Have a different question? Just ask — no commitment needed.

Ask on WhatsApp →

Why work with us

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Real local office — not a call centre

Walk-in office in Sholavaram. You meet the same person who handles your policy and claim support.

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Documentation-first approach

We check your documents, sum insured and wording before you sign. This reduces avoidable claim rejections.

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30+ years of field experience

Not just selling policies — we've guided claims, renewals and disputes across transport, industrial and personal lines.

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We explain before you buy

No jargon-heavy pitches. We tell you what's covered, what's not, and what documents to keep ready.