30+ Years Experience 4.9★ Google Reviews LIC & General Insurance Sholavaram, Chennai Claims & Renewals Support

M N Rajendrakumar Insurance Services

Car • Lorry • Fleet • Factory • Health

Warehouses, godowns, factories—fire load, stock proof discipline, valuation clarity and burglary conditions.

WhatsApp for Guidance Call 7448324068

SholavaramRed Hills TollMadhavaramManaliAmbatturChennai Outskirts

Industrial & Property Insurance

Warehouses, godowns, factories—fire load, stock proof discipline, valuation clarity and burglary conditions.

WhatsApp — free guidance Call 7448324068

30 yrs experience · Licensed · No commitment · Sholavaram

Services under Industrial & Property Insurance

Fire & Burglary (Commercial Property)

Coverage, documents & claim guidance

Common problems in this category

Undervaluation leading to settlement reduction
Stock proof mismatch during claim
Electrical fire load and safety conditions
Burglary conditions not met / weak proof trail
Layout/stock type changed but not updated

Quick document review

Before you pay or renew — do this first

In 5–10 minutes we’ll tell you what’s safe, what’s missing, and what to do next — based on your documents.

WhatsApp your policy copy

PDF or photos are fine.

Share location + policy type

So we apply the right rules.

Get a straight answer

Whether renewal is safe
If documents are missing or weak
If insurer inspection or extra steps apply

Document-based guidance

Privacy-first: no unnecessary storage

Clear next steps, no pressure

Common questions before you contact us

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I'm 20–30km from Sholavaram — will you serve me?

Yes. Most commercial and vehicle policies can be handled fully via WhatsApp and phone — no visit needed. For site inspections or physical surveys (required by some insurers), we coordinate based on location and policy type. We cover the full 30km belt: Red Hills, Puzhal, Ponneri, Madhavaram, Ambattur, Sriperumbudur, Oragadam corridors and more.

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Do you speak Tamil? What about Malayalam or English?

Tamil is our primary working language. We also communicate in English and Malayalam. You can WhatsApp in any of these — we'll respond in the language you're comfortable with.

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Do you handle import/export and manufacturing businesses?

Yes. We cover Marine Cargo (goods in transit, import/export shipments), factory and warehouse fire insurance, machinery insurance (CPM), contractor all-risk, and public liability — all common for manufacturing and trading units in the industrial belts around Chennai.

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I have lorries / fleet — do you handle commercial vehicles?

Transport and fleet insurance is one of our core focuses. Single lorry owner, 20-vehicle fleet, goods carriers, trailers — we handle all. We also help with permit and fitness document discipline to avoid claim issues.

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Do you also handle personal insurance — car, bike, health?

Yes. Car, bike, health/mediclaim and LIC policies are handled alongside commercial lines. Many of our clients take personal and commercial policies together.

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I'm running a construction project — is that covered?

Yes. Contractors All Risk (CAR) and Workmen Compensation (WC) are standard for construction projects. We also cover hired plant/equipment and public liability for contractor sites.

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My policy expired — can I still renew or am I stuck?

You can still renew after expiry, but act fast. The grace window and NCB retention depend on how long the lapse has been. WhatsApp your old policy copy and we'll check what's possible.

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Will you be available after I buy the policy?

Yes. We stay reachable after sale — for claim guidance, renewal reminders, document checks and any questions that come up. We're not a one-time sale office.

Have a question about this? Send us a message

Pick your situation — we pre-fill the WhatsApp message, you just send.

Optional — pick to customise your message

1. What type of insurance?

2. What do you need?

3. How urgent?

4. Any questions to include?

👉 You can send directly — no questions needed

Your WhatsApp message Send on WhatsApp 📞 Prefer to call? 7448324068

📎 Attach documents directly in WhatsApp after opening.

Free guidance · No sales pressure · No commitments

Real situations we handle

Godown flooded — stock damaged but declaration was outdated

The situation

A warehouse near Manali had flooding during heavy rains. Stock worth ₹35 lakh was damaged but the policy had stock declared at ₹15 lakh (from the last renewal). The insurer applied the average clause and offered to pay only proportional to declared value.

How we helped

We explained the average clause impact, helped with whatever proof was available for the actual stock, and negotiated the best possible outcome. For renewal, we set up quarterly stock declarations and correct sum insured to prevent this from happening again.

I have a similar situation →

Factory electrical fire — claim delayed due to missing maintenance logs

The situation

A small factory in the industrial belt had an electrical fire. The insurer asked for electrical maintenance and inspection records as part of the claim process. The factory owner had never maintained these records.

How we helped

We helped gather whatever records were available (electrician bills, AMC contracts, audit reports) and presented them properly. For the renewed policy, we set up a basic maintenance log template and quarterly check reminders so future claims would have proper documentation.

I have a similar situation →

Still wondering?

?My godown stores different types of goods at different times — how do I insure that?

Stock declaration should reflect the maximum value typically stored, not just what's there today. We help you set the right sum insured and show you how to maintain declaration discipline that holds up during claims.

?Do I need separate fire insurance and burglary insurance?

Some policies bundle both (Standard Fire & Special Perils + Burglary). We check what risks your specific location and stock type actually face and recommend accordingly — no unnecessary add-ons, no dangerous gaps.

Have a different question? Just ask — no commitment needed.

Ask on WhatsApp →

Why work with us

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Real local office — not a call centre

Walk-in office in Sholavaram. You meet the same person who handles your policy and claim support.

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Documentation-first approach

We check your documents, sum insured and wording before you sign. This reduces avoidable claim rejections.

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30+ years of field experience

Not just selling policies — we've guided claims, renewals and disputes across transport, industrial and personal lines.

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We explain before you buy

No jargon-heavy pitches. We tell you what's covered, what's not, and what documents to keep ready.