Insurance for contractors (CAR / WC explained practically)

Most contractor insurance issues come from paperwork gaps—not intent. This page explains what contractors should track for CAR and WC policies to avoid claim disputes.

Who this helps

• Contractors handling construction, installation or infrastructure projects.
• Businesses managing temporary labour and subcontractors.
• Owners responsible for compliance and worker safety insurance.

What you get

• CAR policy discipline: project period, extensions and scope clarity.
• WC policy discipline: worker classification and payroll proof.
• Incident reporting habits that matter during claims.

How support works

• Step 1 — Project basics

  Discuss project scope, duration and workforce structure (as applicable).

• Step 2 — Policy alignment

  Check CAR/WC coverage against real operations.

• Step 3 — Documentation routine

  Guide repeatable record-keeping habits.

Support base (Sholavaram)

• Start on WhatsApp/phone so we can share the correct checklist (as applicable).
• If an in-person step is needed, we’ll tell you what to bring (as applicable).
• We commonly support Chennai and nearby belts within reach (case-dependent).

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Areas we commonly support

See the locations page for area-wise guidance. We avoid copying service content into area pages.

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