M N Rajendrakumar Insurance Services

Claim delays are usually caused by late reporting, missing proof, unclear timelines, or policy wording mismatches. This page explains a practical claim workflow—without promising outcomes.

Insurance claim help (what to do first)

Claim delays are usually caused by late reporting, missing proof, unclear timelines, or policy wording mismatches. This page explains a practical claim workflow—without promising outcomes.

A practical claim workflow

  1. Safety first. Then capture photos/videos (as applicable) before repairs.
  2. Inform insurer/agent early (don’t wait until next day).
  3. Keep a clean incident timeline (what happened first/second/third).
  4. Collect documents: policy copy/endorsements, IDs, reports if applicable.
  5. Follow survey/inspection steps if required before repairs.

What commonly delays claims

  • Late intimation/reporting.
  • No clean incident timeline or missing first-day photos (as applicable).
  • Missing invoices/valuation proof for stock/assets (as applicable).
  • Mismatch between operations and policy wording.

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FAQs

Questions people ask
Do I always need an FIR? Not always. FIR requirements depend on incident type, third-party involvement, injury/theft and insurer process. We guide the correct path for your case.
Can I start repairs immediately? Avoid repairs before photos and insurer guidance. Early repairs can remove proof; follow survey/inspection steps if required.
Do you guarantee claim approval? No. We help you follow correct steps and keep evidence/timelines clean to reduce avoidable delays.
What are the most important documents? Policy copy + endorsements, incident timeline, first-day photos/videos (as applicable), and required reports when applicable.

Contact & Local Office

M N Rajendrakumar Insurance Services — Sholavaram (Chennai Outskirts) · Insurance claim help

Office KVT AVENUE SHOZIPALAYAM, NO-39, 4TH MAIN ROAD , Sholavaram , Tamil Nadu 600067
Hours Open 24 hours

Quick Links

Need clarity before buying or renewing a policy?
Talk to us before you commit—especially for commercial, transport and industrial risks in Chennai outskirts.
M N Rajendrakumar • New India Assurance
Copyright 2026 © Sholavaram

M N Rajendrakumar Insurance Services

Claim delays are usually caused by late reporting, missing proof, unclear timelines, or policy wording mismatches. This page explains a practical claim workflow—without promising outcomes.

Insurance claim help (what to do first)

Claim delays are usually caused by late reporting, missing proof, unclear timelines, or policy wording mismatches. This page explains a practical claim workflow—without promising outcomes.

A practical claim workflow

  1. Safety first. Then capture photos/videos (as applicable) before repairs.
  2. Inform insurer/agent early (don’t wait until next day).
  3. Keep a clean incident timeline (what happened first/second/third).
  4. Collect documents: policy copy/endorsements, IDs, reports if applicable.
  5. Follow survey/inspection steps if required before repairs.

What commonly delays claims

  • Late intimation/reporting.
  • No clean incident timeline or missing first-day photos (as applicable).
  • Missing invoices/valuation proof for stock/assets (as applicable).
  • Mismatch between operations and policy wording.
FAQs
Do I always need an FIR? Not always. FIR requirements depend on incident type, third-party involvement, injury/theft and insurer process. We guide the correct path for your case.
Can I start repairs immediately? Avoid repairs before photos and insurer guidance. Early repairs can remove proof; follow survey/inspection steps if required.
Do you guarantee claim approval? No. We help you follow correct steps and keep evidence/timelines clean to reduce avoidable delays.
What are the most important documents? Policy copy + endorsements, incident timeline, first-day photos/videos (as applicable), and required reports when applicable.

Contact & Local Office

M N Rajendrakumar Insurance Services — Sholavaram (Chennai Outskirts) · Insurance claim help

Office KVT AVENUE SHOZIPALAYAM, NO-39, 4TH MAIN ROAD , Sholavaram , Tamil Nadu 600067
Hours Open 24 hours

Quick Links

M N Rajendrakumar Insurance Services
Sholavaram (Chennai Outskirts)