Insights

Zero depreciation explained like a human

Zero dep can be valuable, but not always. The right choice depends on age, usage and expected repair patterns.

When zero dep is usually worth it

Newer vehicles and high usage
Areas where minor damages are frequent
People who want predictable repair cost outcomes

When it may be less useful

Very old vehicles where premium jump is high
Very low usage situations

Local service signals

Chennai zero dep guidance • Car insurance add-on clarity Chennai

FAQs

Is zero dep mandatory?

No. It’s a choice. We recommend it only when the usage pattern supports it.

M N Rajendrakumar Insurance Services

Claim-first insurance guidance for Chennai outskirts businesses — Sholavaram, Red Hills Toll belt, Madhavaram & nearby highway/industrial zones.

M N Rajendrakumar Insurance Services

Claim-first insurance guidance for Chennai outskirts businesses — Sholavaram, Red Hills Toll belt, Madhavaram & nearby highway/industrial zones.