Insights

Bike insurance basics (what actually matters at claim time)

Bike owners usually face small accidents, theft risk, and repair disputes. This is the practical version of bike insurance—written for real life, not brochure theory.

What to choose (simple)

Third-party only: cheapest but limited
Comprehensive: useful if you want own-damage protection
Add-ons: only if your usage needs it (not default)

Claim-friendly habits (small effort, big impact)

Keep policy + RC photos in your phone
Take damage photos immediately after incident
Inform early and follow the process (avoid late reporting)

Where riders lose money

No photos/timeline
Repair done before inspection (as applicable)
Misunderstanding coverage limits/exclusions

Local service signals

Bike insurance support Chennai • Sholavaram two wheeler insurance guidance

FAQs

Is comprehensive always needed?

Not always. It depends on bike value, usage and repair risk. We suggest based on your real riding pattern.

M N Rajendrakumar Insurance Services

Claim-first insurance guidance for Chennai outskirts businesses — Sholavaram, Red Hills Toll belt, Madhavaram & nearby highway/industrial zones.